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Mortgages in the Czech Republic

Company VISACZ help you to arrange a mortgage as soon as possible. Mortgage - an opportunity to become the owner of real estate in the Czech Republic, giving an initial payment only: for legal entities – initial payment is 50%, for citizens with permanent residence in the Czech Republic the initial payment will be 15%. The remaining amount will be given by the bank for a period of 5 to 20 years. Fixing the interest rate for the term of 3 to 5 years. After the expiration of the fixation, you can:

  • repay(discharge) the remaining amount in full (without paying the bank%)
  • repay any part of the amount, and the remaining amount to extend mortgage with fixation % rate of 3 to 5 years,
  • extend the mortgage agreement with the fixation rate of 3% to 5 years.

Mortgages in the Czech Republic is given to people with permanent residence permit and in different conditions.

Mortgages for people with a residence permit in the Czech Republic

 persons who have (or do not have a residence permit in the Czech Republic) need to register a company in the Czech Republic to get a mortgage loan. You will be able to register a company in the company VISACZ  literally during 3 working days. After this it will be necessary to submit the following documents:

  • The employment contract of employment,
  • Information letter describing the activities of the company where you work,
  • Information on wages in the last 12 months (gross and net income),
  • Certificates of wages from the employer for the last 6 months (for each month separately, gross and net income),
  • Statement from your bank account over the last 6 months (separately - for each month),
  • Documents are available from the place of residence.


We assist in providing the necessary documents, registration and quick mortgage (today 5,3-5,7% per annum). Down payment - 50% of the property valuation appraiser for the remaining amount you can get a mortgage. The cost of a mortgage loan - from 3% to 5% of the price of real estate appraiser + paperwork.

Mortgages for people with permanent residence in the Czech Republic

For mortgages in the Czech Republic for a person with permanent residence it is required the following documents:

  • The employment contract of employment (life - not less than 3 years),
  • Information letter describing the activities of the company where you work,
  • Information on wages in the last 12 months (gross and net income),
  • Certificates of wages from the employer for the last 6 months,
  • Statement from your bank account over the last 6 months (separately - for each month),
  • Documents can be provided as from the Czech Republic and from the place of residence.


We assist in providing the necessary documents, registration and quick mortgage (currently 5.3-5.7% per annum). Down payment - 15% of the property valuation appraiser for the remaining amount you can get a mortgage. The cost of a mortgage loan - from 3% to 5% of the price of real estate appraiser + paperwork.

 

 

Address:

Prague-1, New Town,
Vodichkova str., 791/41,
110 00, office 312-313
 

Phones:

+420 777 96 2222
+420 777 96 4444
+420 777 96 5555
+420 224 15 2760
+420 224 15 2050 (fax)

E-mail:

info@visacz.ru

 

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